Dec 18, 2024
New Possibilities
Realtors: Offer a No-Cost 1-0 Buydown to Your Buyers
If the seller won’t contribute to the buyer’s agent commission,
If you’re struggling to win a listing,
Or if the market is just tough right now—
I’ve got a tool that can help.
For the next 45 days, I’m offering a 1-0 buydown on any home that goes under contract—at no cost to the buyer, the agent, or the seller.
This gives your client a 1% reduction in their interest rate for the first 12 months. I’ll cover the cost as the mortgage broker, while still providing a highly competitive deal. It's a unique advantage you can offer your buyers that other agents may not have access to.
Stand Out with Smart Buyer Strategies
Real estate agents are now required to have buyers sign disclosure forms before showing homes. Meanwhile, buyers are frustrated by multiple-offer situations driving up prices. Introduce something they haven't heard about—like renovation financing on foreclosed properties.
Fannie Mae & Freddie Mac’s “First Look Initiatives” prioritize owner-occupants, locking investors out for the first 30 days. These homes, often cleaned and listed after foreclosure, can be purchased with a traditional mortgage—or better yet, with a combined purchase and renovation loan.
This lets your buyer customize their new home from day one without financial strain. They’ll move into a newly renovated home with just one mortgage payment—no extra cash needed for updates.
And if your buyer is a first-time homeowner, this program can be paired with HomeReady or Home Possible to further reduce closing costs.
Tip of the Week: A Fun Financial Exercise for Kids
Want to spark financial awareness in children? Show them these three websites where they can search for unclaimed funds:
Have kids look up their names, family, and neighbors—it’s fun and educational. Even finding $50 can spark excitement and create a great conversation around saving.
Teach children to save half and spend half—helping them build financial discipline and understand the value of delayed gratification.
Quote of the Week
“The future belongs to those who see possibilities before they become obvious.”
- John Sculley
Loan Programs Available
Renovation & New Construction / Fix & Flip Investors
HUD Multi-family loans to 85% with 35-year amortization
Reverse Mortgages up to $4M, including Co-Ops
SBA business financing up to 90%
Investor, Commercial, Bridge & SBA loans available in all 50 states
Contact Us
Have questions or ready to get started?
Call: +1 (347) 804-4438
Email: info@lifelenders.net
At Life Lenders we’re proud to offer our mortgage services across the 50 US states, making it easier for you to access the financing you need, no matter where you are.
This communication is intended solely for licensed professionals and is not an offer to lend.